Special Coverages

Reinsurance

Culver offers insurance and/or reinsurance capacity in a wide range of Treaty, Facultative and Specialist classes including, but not limited to:

 Accident and Health

 Binding Authorities and Facilities

 Financial Institutions

 Kidnap and Ransom

Accident and health

We arrange cover for individuals, groups or companies on either a direct or facultative reinsurance basis, as well as treaty reinsurance for insurance companies worldwide. We can also arrange cover to protect individuals for certain exposures usually excluded from traditional policies.

Binding authorities and facilities

We arrange various facilities, including Lineslips and Binding Authorities, to provide automatic and semi-automatic coverage for specified classes and perils. This allows our clients, either smaller insurance companies wishing to protect the exposures that exceed their treaty protections, or tribunalised brokers who can demonstrate an in-depth knowledge of the particular class and territory, to offer cover immediately, within certain parameters, on time sensitive business.

Financial institutions

Within the Culver Group we arrange various coverages for Financial Institutions, including

 Political Risk

 Credit

 Residual Value

 Bankers Blanket Bonds

 Computer Crime and Employee Fraud

 Directors & Officers

as well as innovative packages for our clients' needs.

Kidnap and ransom

We arrange Kidnap and Ransom cover on a direct and reinsurance basis. We have a number of clients around the world for whom we have arranged K&R Insurance. We also have several Reinsurance clients whose K&R accounts we have protected on a Proportional, Excess of Loss and Facultative basis. Additional coverage provided includes Product Extortion, Revenue Extortion, Personal Accident and Life coverages.